I reckon that the Royal Commission into Banking is merely theatre. (It's certainly a lawyer feeding festival!) Some banking practices being revealed as outrageous as they certainly are or have been. But for a retired High Court Justice to take on such a mission to last a mere 12 months, is simply a favour to the Coalition government and the banks. Sure, bank share prices are a bit down now but I'll bet they'll recover afterwards.
Clare Prop raises another good point, as usual. But since a previous Coalition government saw fit to sell monopolistic airports to their matey spivs, we are stuck with all of this crap.
I've been a small business person for 31 years. My experience is that banks would never lend a cent to me without having my owned real estate to back it.