Hustler - well I didn't borrow quite as much as £20K but I had a guarnteed job with the MoD after graduation and so they knew that I'd be able to keep up with repayments.
Reagarding your last question, I don't think they realise the difficulty in getting employment compared to some other professions. However, as long as you demonstrate you can keep up with repayments one way or another, then they probably don't care.
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