PPPPPP
I wish there were more people like you.
I suggest that you start to organize some information days for many of my fellow collegues from EK and FZ to teach them how you manage to save so much money because what I hear from most of them is that they are really havind difficulties to cope with the rising costs ( in particular those with children at school )
The funny thing though , is that for somebody being here for so long , it's only your 8 posts on this website ( Under that name at least )...
Hope you will be able to help them... They definitely need it