Aiminghigh, yeah makes sense. I've got kids and a big mortgage too, and I wouldn't leave a loco command at the age I am now unless I absolutely had to fly LH. That said some people do just that and they make it work so your guess is as good as mine - its all extremely subjective!
Blimey
......at the moment.
SHHHHHH! (I heard a year ago that AC and SG had a list of big ticket items they were pointing both barrels at, number 1 was pensions, guess what number 2 was.