Fact: Considering all aspects, you've got a higher chance of risking your life on the Indian roads/rails than the skies.
Probability: There are idiots in every industry and the next one might be a scientist from NASA who could be your nemesis.
Solution: For someone so paranoid like you, right under the bed would be the safest place! But still, heard of the king and the apple?
PS: I am amused that you've not done your research on the Indian Railways