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Originally Posted by aileron
(Post 10764649)
Hi Joe, Where do I start? For me a few quickies........reducing your tax band by making large payments into a pension (up to your max) also using past years allowances, claiming for higher rate tax relief on past years non salary sacrifice contributions, switching to SS pension contributions, claiming back past years dividend withholding taxes, contributing to your spouse’s pension (tax relief), digging out former companies pensions which were gathering dust, reducing this years tax by informing HMRC of your reduced earnings, moving pension payments into better performing funds rather than the default choices, opening a pension for your children (25% uplift from HMRC), moving shares into ISA, full ISA contributions, informing HMRC of any past Capital losses to offset any future gains, etc etc. And of course the most important one of all.......needs and wants......stop spending. Oh yeah don’t marry a gold digger and definitely don’t get divorced. Does she love me because I’ve got four bars on my uniform? 😁
I always viewed financial advisors as being a bit dodgy but a good one will make/save you 10 times what you pay him. If only I’d swallowed my pride 20 years ago and got one onboard. Apologies for the thread creep just wanted to put it out there.......be proactive with your money. GLA |
Thomas Cook Aviation just fired 90% of their pilots.
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A kind bit of advice for our European friends. Please use the word "Fired" carefully. It does not translate to "lost a job".
Fired (also known as "sacked") - Usually used in reference to someone losing their job due to poor performance on the job, due to an incident as a result of negligence (willful or not), or due to something in contravention to HR policies or the law (harassment or assault). Redundancy (made redundant) or Layoff (laid off) - The company has decided that due to lack of demand, financial issues, economic reasons or efficiency requirements, they have to get rid of your position (not necessarily get rid of you). Furlough - A temporary layoff from work. People who get furloughed usually get to return to their job after a furlough. |
Some (most?) of the places in Europe have no different words to describe those things. You are fired then you are fired, no one cares why. And no such thing as being furloughed, either you are employed or not.
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@superpilot ;)
grammar Nazi (plural grammar Nazis) (slang, idiomatic, potentially offensive, see usage note at Nazi) A person who habitually corrects or criticizes the language usage of others |
@superpilot Thank you, old posts edited accordingly. A "de-employment" does happen in various ways, why not call them the respective names. Speaking proper terminology is a basis for effective communication, one of the required CRM skills.
E.g. many languages only have one word for safety and security. It is enjoyable working with people who went the extra mile, learned to apply those discriminately. Sorry for the aviation content. :p
Originally Posted by Fixed that for future use.
Grammar Nazi (plural grammar Nazis) (slang, idiomatic, potentially offensive, see usage note at Nazi): A person who habitually corrects or criticizes the language usage of others.
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Originally Posted by Superpilot
(Post 10767852)
A kind bit of advice for our European friends. Please use the word "Fired" carefully. It does not translate to "lost a job".
Fired (also known as "sacked") - Usually used in reference to someone losing their job due to poor performance on the job, due to an incident as a result of negligence (willful or not), or due to something in contravention to HR policies or the law (harassment or assault). Redundancy (made redundant) or Layoff (laid off) - The company has decided that due to lack of demand, financial issues, economic reasons or efficiency requirements, they have to get rid of your position (not necessarily get rid of you). Furlough - A temporary layoff from work. People who get furloughed usually get to return to their job after a furlough. Grammar is very important, it is the difference between helping your uncle, Jack, off a horse, and helping your uncle, Jack off, a horse. |
At AirFrance USA we get 85% of current earnings.
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Originally Posted by Satoshi Nakamoto
(Post 10768803)
I am with superpilot.
Grammar is very important, it is the difference between helping your uncle, Jack, off a horse, and helping your uncle, Jack off, a horse. |
Operating at 100% capacity and looking to add more tails to the fleet. It's a cargo operator obviously.
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