I'm not a trainer or Captain, merely a widebody FO overseas.

My apologies; as I said, I was merely using a self sponsored TR in my example. That said, I believe everything I said would remain the same, should you choose to swap the 20k figure for 50k.

No worries ETOPS, there’s nothing ‘merely’ about being a widebody F/O.

They're all the same, but with different rosters!

The only end to it..........
 

I will take a major accident with large loss of life to put a stop to P2F and the airline industry's policy of making money from charging those who wish to be pilots.

Greedy training establishments are briefing against modular students because they can make more money from integrated deals wth the airlines and shutting the self improver route to an airline job.

The fact is that airlines sell seats and selling the righ hand seat in the flight deck is very profitable and could a relatively safe process but as usual the bean counters have over overdone it and driven some to Peronal bankruptcy with zero hours contracts.

It is only a matter of time before the the personal financial position of some FO on a zero hours contract is the one of the contributory factors in a serious accident. As usual the bean counters will drop the responsability on the Companies pilot management while conveniently forgetting that they had forced the pilot contract situation on them.

Only after the death of passengers and anyone unfortunate enough to be under the aircraft when it comes down will this situation change.

Life experience
 

What's an extra £50k debt at 8%? Over how many years?

Even the BA future pilot MPL deal will cost around 32k in interest over the 7 year period.

Then look at the no1 killer of western jet pax. It's the no1 priority of the UK CAAs deadly seven: loss of control and reduction in manual flying skills with automation dependency.

5 years down the line the long haul FO has 15h of manual handling time, the Congo pilot has 3000h.

It will take an accident? It already has in the USA where the Colgan q400 crash captain was P2F on a b1900. He failed sim rides but was passed because payingcustomers are always right, right?

Aug 2013. Love it or loath it FAA mandates 1500h to fly any airliner.

Meanwhile EASA allows 70h actual flying and quite a few more in a SIM before low Ts&Cs airline job (MPL).

Time for a middle ground! How about the old uk CAA 700h rule for CPLs. Restore GA with folk who want to learn in an apprenticeship fashion. We have plenty of reliable overseers from the AAIB, Cranfield, RAeS, Military CFS who could work with the CAA for a better training system.

Airline Type rating bonds to be legally binding like mortgages and transferable to new employment.