Bank account in the UK
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Bank account in the UK
I have been given an offer of employment with British Airways and I suppose I need to set up a bank account in England. Although, not residing in the UK and intending to commute to and from London, it seems to be problematic as most banks seem to require that you have a permanent address.
Would British Airways be willing to transfer my salary to my bank account in my home country (EU-citizen)? Or would they assist me opening up a bank account with which bank they are using?
Advice on what to do would be appreciated as I am worried this might affect my offer.
Would British Airways be willing to transfer my salary to my bank account in my home country (EU-citizen)? Or would they assist me opening up a bank account with which bank they are using?
Advice on what to do would be appreciated as I am worried this might affect my offer.
Last edited by the letter; 8th Oct 2007 at 21:16.
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Can you not ask your employers to that for you.
Don't know about aviation but i work in the NHS and I have had collegues who are not from the UK and have been employed by the local NHS Hospital. To make it easy for them (minimise the hassle of moving etc), HR has been known to open an acount or two for these individuals so that they can be paid.
Ask to see if they can help.
Saying that though, Some banks might let you open an account as long as you have a passport and letter of employment (HSBC and Barclays usually lets first year students from abroad open accounts)
Or if you have an account in your country from a bank that has branches in the UK, they can check/verify you details from your original account in your own country (so i have been told but i'm not 100% sure), and make it easy for you to open a new account.
Last resort, Nationwide lets you open a basic account with just £1 and a passport, from there you can at least have a bank statement with your name and address to open another account or just upgrade.
Hope this helps
All the best in your new job
PS- If all fails, ill give you my account number and you can deposit you salary
Don't know about aviation but i work in the NHS and I have had collegues who are not from the UK and have been employed by the local NHS Hospital. To make it easy for them (minimise the hassle of moving etc), HR has been known to open an acount or two for these individuals so that they can be paid.
Ask to see if they can help.
Saying that though, Some banks might let you open an account as long as you have a passport and letter of employment (HSBC and Barclays usually lets first year students from abroad open accounts)
Or if you have an account in your country from a bank that has branches in the UK, they can check/verify you details from your original account in your own country (so i have been told but i'm not 100% sure), and make it easy for you to open a new account.
Last resort, Nationwide lets you open a basic account with just £1 and a passport, from there you can at least have a bank statement with your name and address to open another account or just upgrade.
Hope this helps
All the best in your new job
PS- If all fails, ill give you my account number and you can deposit you salary
Está servira para distraerle.
Surely at some time during your move into BA you will be asked to fill in your bank account details so that the company can deposit your salary directly into an account of your choosing?
At that time, simply fill in the details of your European bank account, wherever it may be. You will be too far down the induction process for this to matter to BA. Just make sure that the information you provide is very clearly written so that your well earned first cheque cannot go amiss.
Last edited by cavortingcheetah; 9th Oct 2007 at 15:31.
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Do you believe BA would be able to assist in opening bank accounts? It would be interesting to know how other non-UK people have done when beginning employment at the airline.
I have been in touch with several banks in the UK. They said I would need a permanent address within the UK in order to process an application. I have also been in touch with my own bank in my country of residence. They recommended me to personally visit the banks.
Or, does anyone know whether BA would be willing to deposit the salary to foreign banks? Wouldn't it be costful for them?
It feels as if I am approaching a dead-end :/
I have been in touch with several banks in the UK. They said I would need a permanent address within the UK in order to process an application. I have also been in touch with my own bank in my country of residence. They recommended me to personally visit the banks.
Or, does anyone know whether BA would be willing to deposit the salary to foreign banks? Wouldn't it be costful for them?
It feels as if I am approaching a dead-end :/
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Does your own bank have a London branch? That might be a solution to your problem.
The easiest way to get an answer is to ring British Airways payroll department, explain your position and ask them directly.
HWB
The easiest way to get an answer is to ring British Airways payroll department, explain your position and ask them directly.
HWB
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Open up an external account at LLoyds or Barclays.
The company will pay into same, and you can transfer, as you like.
OTOH, you can have your salary posted into my external account...I only charge 2% for transaction fees...
What a deal.
The company will pay into same, and you can transfer, as you like.
OTOH, you can have your salary posted into my external account...I only charge 2% for transaction fees...
What a deal.
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No branch in the United Kingdom. Only a partner but they said I should visit the banks and apply there.
An external account, how do you set up one of those? What is required?
Very kind of both you and Shamrock to offer to deposit my salary
An external account, how do you set up one of those? What is required?
Very kind of both you and Shamrock to offer to deposit my salary
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The UK now has some ridiculous rules and regulations that apply to opening a bank account. They're supposed to help prevent money laundering but, as usual, probably do little to prevent laundering whilst inconveniencing other law abiding types. The practical effect is that banks have to have evidence of your identity in order to open an account. I think most banks will accept certified copies by post of whatever documents are required. One you have an open account I think any high street bank will put any address you want on it for the paperwork.
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As I said before
There is no harm in asking HR or Payroll or whoever is responsible. They wont sack you for it or refuse to give you a job. . they worst they can do is say NO.
HR/payroll can either open an account on your behalf(coz you are their employee). . (this happens in the NHS with new foreign employees) or at least they can give you a letter (with BA logo) outlinning that you are a new employee and you want to open an account, you have a foreign address but locally you can be contacted via the company. . that should work.
HEy, I was the first to give the generous offer of using my account. .
Originally Posted by Shamrock274
HR has been known to open an acount or two for these individuals so that they can be paid. OR
Last resort, Nationwide lets you open a basic account with just £1 and a passport, from there you can at least have a bank statement with your name and address to open another account or just upgrade.
Last resort, Nationwide lets you open a basic account with just £1 and a passport, from there you can at least have a bank statement with your name and address to open another account or just upgrade.
HR/payroll can either open an account on your behalf(coz you are their employee). . (this happens in the NHS with new foreign employees) or at least they can give you a letter (with BA logo) outlinning that you are a new employee and you want to open an account, you have a foreign address but locally you can be contacted via the company. . that should work.
Originally Posted by 411A
. . . OTOH, you can have your salary posted into my external account...I only charge 2% for transaction fees.
the letter
I moved overseas whilst working for BA a few years back - BA pay office were adamant that they would not/could not pay into anything other than an account held at a Bank with a UK sort code.We ended up keeping our UK Accounts and the banks were quite happy with a non-UK Address, so it can be done, but as spitoon has said be ready for all sorts of hurdles because of UK anti money laundering/anti terrorism/ anti fun regulations.
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Try Lloyds TSB Offshore.
http://www.lloydstsb-offshore.com/in...ationalaccount
http://www.lloydstsb-offshore.com/in...ationalaccount
reynoldsno1
Hi
Not wishing to be seen to advertise (forum police and all that) but since they may be down to banks' individual policies I'll name names - Barclays, and HSBC are quite happy to send ATM cards to us ( Europe) and we hold a couple of UK issued credit cards as well.
As far as new accounts we found Virgin (UK) very good when it came to opening brand new savings accounts...they didn't seem to have any problems with us not having a UK address - don't know if they do Current Accounts though.
Not wishing to be seen to advertise (forum police and all that) but since they may be down to banks' individual policies I'll name names - Barclays, and HSBC are quite happy to send ATM cards to us ( Europe) and we hold a couple of UK issued credit cards as well.
As far as new accounts we found Virgin (UK) very good when it came to opening brand new savings accounts...they didn't seem to have any problems with us not having a UK address - don't know if they do Current Accounts though.
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How does it work the with your NI number? You need at least 3 months residence in the UK to get one. But when sombody is not living in the UK how can you get one?
I'm paying NI contributions but apparantly can't get a NI number since I'm commuting.
I'm paying NI contributions but apparantly can't get a NI number since I'm commuting.
i. Plane
Since you,and/or your employer are paying NI contributions surely you are "entitled" to a number, otherwise how do you prove you have entitlement to State Healthcare in your country of residence ( I'm making the assumption you live in the EEC/EEA or whatever it is now..
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Originally Posted by i.Plane
. . . I'm paying NI contributions but apparantly can't get a NI number since I'm commuting.
but here is the NI people's website, have a look and give then a ring about your situation. OR visit you nearest Job Centre, they can help
http://www.dwp.gov.uk/lifeevent/benefits/ni_number.asp
I know soon after you get a job, NI deductions are taken from you salary, even while you are waiting for your permanant NI number, atemporary NI number is allocated. It used to consist of TN + your date of birth and then F or M if male or female, so if you are male born 2 October 1982, it would appear on your payslip as TN021082M
I have been informed that if you are not a UK citizen and you decide to return to live in your own country you can claim back part if not most of you NI contributions (not 100% on this)
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It doesn't state anywhere that you need to have lived in the UK for at least three months before they would grant you an NI. I spoke with DWP and they said they do prefer if you have an address in the country, doesn't necessary need to be yours, a correnspondants' would do, but it would make things easier.
Otherwise should your employer be able to help you. DWP has a fast path application process for employers and you won't even have to attend an interview.
Otherwise should your employer be able to help you. DWP has a fast path application process for employers and you won't even have to attend an interview.
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Hi, thanks for all the answers.
Unfortunately, I did call the DPW instance today and she answered me very short that I need a 3 month residence and an address in the UK in order to apply for an NI number. I tried to explain my situation but for her the 3 months residence was the only guideline. That was it. Then I called HMRC and they passed me back to the DPW, as you realise, going in circles.
I'm a bit worried, since my pay slip actually shows that I contributed as required but at the end I won't be able to claim it when needed.
The only thing I want is being able to get the famous E106 document to proove my local health care department (in my own EEC country) that I actually conributed so I won't fall outside the system.
Unfortunately, I did call the DPW instance today and she answered me very short that I need a 3 month residence and an address in the UK in order to apply for an NI number. I tried to explain my situation but for her the 3 months residence was the only guideline. That was it. Then I called HMRC and they passed me back to the DPW, as you realise, going in circles.
I'm a bit worried, since my pay slip actually shows that I contributed as required but at the end I won't be able to claim it when needed.
The only thing I want is being able to get the famous E106 document to proove my local health care department (in my own EEC country) that I actually conributed so I won't fall outside the system.