Pace, thanks for the response. I know, I have close ties there... But the time will come when it will have to confronted (there and to a lesser extent here)

The other point to consider regarding insurance is insurance itself is a huge industry we are told we need it for everything to cover anything from household appliances to insurance to cover insurance.

It is there to cover a potential loss your own or a third party who suffers a loss and claims against you.

The USA aircraft industry was almost destroyed by claims against it ! I remember Piper being sued by the relatives of the owner of a highly modified 40 year old cub even though the mods were not approved and done by his own hands!

Lawyers will sue where the money is not the person responsible for the loss NO money worth bothering with and you will not get sued!

Government regulate on insurance to protect themselves From your actions costing them money and we have become a point and blame society!
where have the pioneering days gone and most of all our freedoms :{

Pace

These views are absolutely correct. So what are we going to do about it? I am 73, little to lose. What about a mass disobedience day? Or will that as usual turn into a "Well, I've got the wife & kids to think of, I'm not so sure" bull!!!!.