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Mandatory insurance?

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Old 18th April 2012 | 18:59
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Mandatory insurance?

I was wondering what the rules are in regards to this around the world. Here in the US there is no requirement to be insured at all, but obviously most people are. I do know quite a few who are not, however. And I myself was briefly not before I found someone willing to insure the old heap and me.

Is there a requirement that one has to be insured in the UK? Liability alone or hull as well? What might the rules be elsewhere in Europe?
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Old 18th April 2012 | 19:01
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Actually there are airfields that require a minimum of 1, 3 or 5 MEUR in liability insurance before you're even allowed to land there.
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Old 18th April 2012 | 19:03
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Is there a requirement that one has to be insured in the UK?
Yes.

Liability alone or hull as well?
Just liability.

What might the rules be elsewhere in Europe?
It's a European regulation.
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Old 18th April 2012 | 19:25
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Liability insurance is required for aircraft in Canada. The details are here if you would like to read them:

Part VI - General Operating and Flight Rules - Transport Canada
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Old 18th April 2012 | 20:59
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Adam,

The answer to your question regarding the UK is yes. the exact detail is at Mandatory Insurance Requirements | Aircraft Register | Operations and Safety

In addition to that if you want to land at a defence (MOD) airfield you will need more than the CAA minimum
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Old 18th April 2012 | 23:32
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The CAA regularly ask for proof of insurance cover. I have just had to send them such proof (again)
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Old 19th April 2012 | 01:52
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Silvaire made me think - so how do you ferry an un-airworthy aircraft from one airport with no facilities to one that has? How would you be able to so?
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Old 19th April 2012 | 02:12
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Unairworthy or uncertificateworthy?
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Old 19th April 2012 | 06:14
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But how do you ferry legally in Europe? Even with a permit, you won't get insurance because it's not airworthy. Catch-22.
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Old 19th April 2012 | 09:22
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Why won't you get insurance? The aircraft is airworthy for the flight as specified in the ferry permit (otherwise you wouldn't get the permit). You can get insured for some pretty risky activities - it just cost money and takes effort.
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Old 19th April 2012 | 10:23
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Insurance is not a problem.

I ferried my 'gounded' aircraft legally. Grounded due to an MPD issued by the CAA. You need a 'ferry permit'* from the CAA, once you have that (with whatever conditions are applied) the insurance people are happy for the flight to proceed - after all the regulator has approved it.

* the paperwork was I think actually called something else - but we, CAA and I, called it a ferry permit - 'cos that is what it usedto be!
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