Life Insurance
Thread Starter
Join Date: Nov 2005
Location: UK
Posts: 254
Likes: 0
Received 0 Likes
on
0 Posts
Life Insurance
Evening all,
Can I ask who you are all with for your Life Insurance Policy, and if you can recommend any Companies out there. Ive had a sniff round Direct Line and also Legal and General and both want in excess of £40 per month!!!
Surely there has to be some better deals about, or are we all being ripped off like this?? ( im a young fit male with no smoking or drinking habits either, with a valid class 1)
Any help would be much appreciated.
Cheers
Can I ask who you are all with for your Life Insurance Policy, and if you can recommend any Companies out there. Ive had a sniff round Direct Line and also Legal and General and both want in excess of £40 per month!!!
Surely there has to be some better deals about, or are we all being ripped off like this?? ( im a young fit male with no smoking or drinking habits either, with a valid class 1)
Any help would be much appreciated.
Cheers
Join Date: Sep 1999
Location: Scotland
Posts: 417
Likes: 0
Received 0 Likes
on
0 Posts
Did the life insurance thing some years back then woke up to the fact I was throwing money away. IMHO it's a good idea if you have a wife and kids to support who don't want to be left with the burden of a mortgage and no income if you meet with your doom; but if you have no dependants, what's the point?
Join Date: Apr 2008
Location: Jockistan
Posts: 239
Likes: 0
Received 0 Likes
on
0 Posts
Before you buy check out cash back sites such as quidco. I got £160 cash back for a short term life insurance policy with Legal and General.
Also think about the term you need. When we started our family I was duped into whole of life which is going to pay out eventually and therefore costs loads more. In reality I only needed term cover until my dependants had left and mortgage etc paid off. For the same premiums I can get much more cover.
A good IFA can advise - however you wont get the cashback that way !
Also think about the term you need. When we started our family I was duped into whole of life which is going to pay out eventually and therefore costs loads more. In reality I only needed term cover until my dependants had left and mortgage etc paid off. For the same premiums I can get much more cover.
A good IFA can advise - however you wont get the cashback that way !
