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Pension at 60

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Old 13th Nov 2023, 21:22
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Pension at 60

Hopefully a quick question about pensions. Does an ex service person who served for 9 years in the 1980’s qualify for a pension on reaching 60?
Thanks.
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Old 13th Nov 2023, 21:53
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https://support.veteransgateway.org....ension-schemes

Quick answer is yes.To receive the pension you need to make a claim:
  • To claim a preserved pension visit the Veterans UK website and fill in AFPS Form 8
  • Send the form 3 months before your pension is due.
  • If you have passed the due date, you can still claim using the same form.
HTH
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Old 13th Nov 2023, 22:52
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And they will back date it if past your qualifying date, so you do not lose out, you should also get a lump sum too.
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Old 14th Nov 2023, 00:44
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What is the minimum number of years must a member of the UK military serve to receive a pension? Not including medical issues, etc.
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Old 14th Nov 2023, 02:36
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Two years, I believe after the age of 18 ( Reckonable service) if in doubt apply or contact them. Officers may be different

https://raf.mod.uk/serving-families/...orces-pension/

Edit: better details for both

https://support.veteransgateway.org....ils-of-schemes
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Old 14th Nov 2023, 03:24
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Nutty...
Is this in the correct thread?
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Old 14th Nov 2023, 03:37
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Finger probs.

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Old 14th Nov 2023, 08:04
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I left in 1975 after a 5 year engagement as an airman.
Am I likely to be eligable for a pension?

CC
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Old 14th Nov 2023, 08:11
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Originally Posted by Compass Call
I left in 1975 after a 5 year engagement as an airman.
Am I likely to be eligable for a pension?

CC
Hi CC
Might depend on your actual date of leaving as 1975 was the important year vis a vis preserved pensions !
If you do satisfy the qualification date you may be able to get a pension and lump sum.

Edit - the date would appear to be April,so if you left after april you may be elegible.
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Old 14th Nov 2023, 08:28
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From 1 April 1975 until 31 March 1978 you would have needed at least 5 years reckonable service and to be at least age 26 on discharge.
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Old 14th Nov 2023, 10:04
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As a GD/P JO I PVR'd in 1973 after a total of 13.5 yrs service. I was told at the time that there would be no Service Pension and that has been the case since. I assume that subsequent reform in 1975, etc, has not affected that? I obviously had to make alternative plans to compensate so no harm done. Just interested in confirmation that my diagnosis is correct.
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Old 14th Nov 2023, 12:50
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Direct entry Airman Aircrew (me) in the late 70s entered on an eight year* gratuity-attracting, non-pension engagement. All as per the contract. In my 50s I was told on at least 3 occasions that I WAS entitled, received forecasts etc, only to be told , "Oops, we made a mistake..." I was a bit cheesed, but I didn't lose anything I was entitled to, so like the Murphy's, I'm not bitter!

CG

* I believe 9 years was the minimum, so anyone signing on moved over to '75 after a year. I don't know of anyone other than me who walked at 8 years...
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Old 14th Nov 2023, 12:50
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Originally Posted by Chugalug2
As a GD/P JO I PVR'd in 1973 after a total of 13.5 yrs service. I was told at the time that there would be no Service Pension and that has been the case since. I assume that subsequent reform in 1975, etc, has not affected that? I obviously had to make alternative plans to compensate so no harm done. Just interested in confirmation that my diagnosis is correct.
You REALLY should have a go...

CG
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Old 14th Nov 2023, 16:46
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Originally Posted by Speedywheels
https://support.veteransgateway.org....ension-schemes

Quick answer is yes.To receive the pension you need to make a claim:
  • To claim a preserved pension visit the Veterans UK website and fill in AFPS Form 8
  • Send the form 3 months before your pension is due.
  • If you have passed the due date, you can still claim using the same form.
HTH
Thank you
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Old 14th Nov 2023, 17:50
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Originally Posted by Chugalug2
As a GD/P JO I PVR'd in 1973 after a total of 13.5 yrs service. I was told at the time that there would be no Service Pension and that has been the case since. I assume that subsequent reform in 1975, etc, has not affected that? I obviously had to make alternative plans to compensate so no harm done. Just interested in confirmation that my diagnosis is correct.
Sadly, for an officer you left 2.5 years too early, as you needed 16 years post age 21. However, you should have qualified for a lump sum at the time of retirement as you had done 9 years. For Other Ranks it was 22 years and 12 years respectively. The big change for AFPS75 in 1975 was the preserved pension later on for those that didn’t do 16 or 22 years or more depending on their rank.
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Old 14th Nov 2023, 18:27
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Originally Posted by Lima Juliet
Sadly, for an officer you left 2.5 years too early, as you needed 16 years post age 21. However, you should have qualified for a lump sum at the time of retirement as you had done 9 years. For Other Ranks it was 22 years and 12 years respectively. The big change for AFPS75 in 1975 was the preserved pension later on for those that didn’t do 16 or 22 years or more depending on their rank.
Thanks LJ, and duly anticipated. I did indeed receive a gratuity which was quickly consumed at Kidlington to pay for the IR. No regrets though, as I was then able to grab one of only two vacancies as an FO on the Dan-Air 1-11 fleet at LTN. You have to be lucky!
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Old 14th Nov 2023, 18:34
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Originally Posted by West Coast
What is the minimum number of years must a member of the UK military serve to receive a pension? Not including medical issues, etc.
For a pension to be paid on discharge, Up until very recently it was a minimum of 22 years for non-commisioned personnel. I beleive today it is a minimum of 20 year and be at least age 40.

I left after 29 years and recieved my pension and lump sum immediately.
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Old 14th Nov 2023, 18:47
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When I left the RAF in 1983 after nine years service I had no knowledge of preserved pensions, I thought if you left before 22 you got nothing. It was only decades later that I heard something from people currently serving that I started asking questions.

If I hadn't met those people I would never have known, I wonder how many other people are in the same boat?

My brother-in-law (12 years army) didn't know either.
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Old 15th Nov 2023, 08:11
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i finished in March 74 and was caught in the the gap between the act being passed in parliament, 1973 and implemented in April 1975, I know that there was a lot fuss at the time about the arbitrary date of implementation but most people focused on those retired before and the fact anecdotally the mod’s attitude was to weather the storm because those left behind would be dead soon.
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Old 15th Nov 2023, 08:17
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pension at 60

Originally Posted by downsizer
For a pension to be paid on discharge, Up until very recently it was a minimum of 22 years for non-commisioned personnel. I beleive today it is a minimum of 20 year and be at least age 40.

I left after 29 years and recieved my pension and lump sum immediately.

The 20/40 point is for the Early Departure Scheme linked to AFPS 15. It sits outside the pension scheme which pays the pension immediately to those who serve until age 60 - if they do not, it is preserved until their state pension age.

For AFPS 05 it is the 18/40 point for Early Departure benefits. Members need to serve to age 55 to receive their pension on departure. The preserved pension age for this scheme is 65.

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