AFPS Equiniti Newsletter, 2015.
If the reduction is Net and the Gross amount is the same, suspect Tax Office have supplied duff code to pensions. You'll need to check what code is being applied (and what other code is being applied to other sources of income if applicable). Then it will all change again once you get to State Pension age as the kerfuffle that is the Guaranteed Minimum Pension / SERPS opt-out kicks in (google it for full info elsewhere).
Like others, I got my letter this week and for once read it. I had read on Pprune about the 2.5% p.a. reduction in widows pension for an age difference of over 12 years, something I had not heard of before. I ended up calling Equiniti and got nowhere, perhaps someone on here can put me straight.
I left in 1986 as a Chf/Tech, having done 22 years and aged 40. I married in 1988 to a lady 18 years my junior. Can someone say, in percentage terms, what she can expect to get ?
I left in 1986 as a Chf/Tech, having done 22 years and aged 40. I married in 1988 to a lady 18 years my junior. Can someone say, in percentage terms, what she can expect to get ?
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Oberon,
The reduction applies to AFPS05 and 15, but 75 makes no reference to it. Chapter & Verse (Voxpop) may be along to clarify.
Death attributable to service are exempt reductions but even if that doesn't apply, there still might be a caveat to any service though, for any portion of your service pre March 1973. To get complete peace of mind, a quick £30 or so sub and subsequent query to Forces Pension Society might help (no, I'm not on a retainer, but am a member too).
The call centres are useless. I got my newsletter this week and called about an admin matter. I had to bite my tongue, it's disgraceful. I worry that I'm turning into a Daily Mail reader.
The reduction applies to AFPS05 and 15, but 75 makes no reference to it. Chapter & Verse (Voxpop) may be along to clarify.
Death attributable to service are exempt reductions but even if that doesn't apply, there still might be a caveat to any service though, for any portion of your service pre March 1973. To get complete peace of mind, a quick £30 or so sub and subsequent query to Forces Pension Society might help (no, I'm not on a retainer, but am a member too).
The call centres are useless. I got my newsletter this week and called about an admin matter. I had to bite my tongue, it's disgraceful. I worry that I'm turning into a Daily Mail reader.
