Life expectancy in retirement: mil/civvy differential (AFPS FAQ July 2013).
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Life expectancy in retirement: mil/civvy differential (AFPS FAQ July 2013).
Yesterday's published AFPS15 FAQ contained a nugget which was discussed here a while back (sorry, I couldn't find the thread). The published MoD FAQ document claims that in general, those who have been commissioned into the Armed Forces tend to live a little longer than civilian counterparts and those who were enlisted lived for a year less:
The difference between a female officer and a male ranker is quite startling. Whoever and whatever you are, anecdotally, this is at odds with what we tend to pick up along the way and certainly not what I remembered to be Gunshed dictat (ie; Warrant Officers dropping like flies 6 months after demob). There is no referencing in the document to support the claims though and it also claims that the increases in life expectancy are likely to continue - that, at odds with latest actuarial data which suggests the increases in life expectancy are actually starting to slow down (good news for annuity companies, bad news if you're alive).
There are some quite useful pub ammo pieces in it; namely serving to scheme pensionable age, transitional arrangements to serve until the new EDP and using a portion of accrued funds to help buy a home (that'll be interesting). My i-pad won't let me post a link to the 'cached' document, only save it as a pdf but if you want to read the content, the document is publically available on the Armed Forces Pension Scheme Help and Information Exchange FB community page. If you don't do Facebook and want to read it in full, someone might search 'New Military Pension FAQ July 2013' etc and post the link?
• A UK male who was aged 60 in 2010 would generally have a life expectancy of 86 years and a similar female would have a life expectancy of 88 years.
• A retired male Officer who was aged 60 in 2010 would have a life expectancy of 90 and a similar female would have a life expectancy of 92.
• A retired male Other Rank who was aged 60 in 2010 would have a life expectancy of 87 and a similar female would have a life expectancy of 90.
• A retired male Officer who was aged 60 in 2010 would have a life expectancy of 90 and a similar female would have a life expectancy of 92.
• A retired male Other Rank who was aged 60 in 2010 would have a life expectancy of 87 and a similar female would have a life expectancy of 90.
There are some quite useful pub ammo pieces in it; namely serving to scheme pensionable age, transitional arrangements to serve until the new EDP and using a portion of accrued funds to help buy a home (that'll be interesting). My i-pad won't let me post a link to the 'cached' document, only save it as a pdf but if you want to read the content, the document is publically available on the Armed Forces Pension Scheme Help and Information Exchange FB community page. If you don't do Facebook and want to read it in full, someone might search 'New Military Pension FAQ July 2013' etc and post the link?
God! My family will have to put up with me for another 39 years...
Fascinating statistics - and does put paid to the post-institutionalised death rates that are oft suggested. What would be interesting to see is the scatter plot of deaths after retirement. There may be an initial cluster of deaths post Service...but I am surprised that an average figure is used (and sensistive to extremes) rather than a median. Do you have a link to these FAQs?
Fascinating statistics - and does put paid to the post-institutionalised death rates that are oft suggested. What would be interesting to see is the scatter plot of deaths after retirement. There may be an initial cluster of deaths post Service...but I am surprised that an average figure is used (and sensistive to extremes) rather than a median. Do you have a link to these FAQs?
and does put paid to the post-institutionalised death rates that are oft suggested.
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When I left in mid-1990 (commissioned, 19 yrs service) one of the resettlement briefings include the statistic that of those who retired at 55 but did not take up other employment, the average lifespan was 3 years! That amazed me and others at the briefing and we didn't believe it - but were assured that it was true. The point they were making was that idling about in 'pipe and slippers' at age 55 was seriously bad for your health and longevity. Since then, working in health, I've seen quite a lot of research supporting the idea that retiring and just stopping doing anything meaningful, at any age, is bad news. It's made me think and when I DO retire - for the second time - it will not be to a life of idleness. She Who Is To Be Obeyed will see to that!
Al, thanks for posting. They may well be figures they are working with. How they generate them is anyones guess. Probably from some national model of population, extrapolated to reflect the "green standard of fitness", introduced in recent years, at retirement (60). Personally, I do not believe those as average figures, more like "average for the top 10% of survivors" . Having recently seen, from one squadron, several deaths and very serious health deteriorations among retired flightdeck crew in the 55 to 60 age bracket, I would be pushed to believe an overall AVERAGE life expectancy of 70ish for full career military personel.
They MUST have the real figures from the pension payments. They know exactly how many have been paid for how long! False long life-expectancy is a good way of cooking the pension, it is not unlike the way the pay rates through AFPRB are manipulated.
OAP
They MUST have the real figures from the pension payments. They know exactly how many have been paid for how long! False long life-expectancy is a good way of cooking the pension, it is not unlike the way the pay rates through AFPRB are manipulated.
OAP
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Just goes to show, even in death the "other ranks" have to show you how it's done first. 
what you really need on your PC is this
The Death Clock - When Am I Going To Die?
what you really need on your PC is this
The Death Clock - When Am I Going To Die?
Last edited by NutLoose; 10th Jul 2013 at 11:03.
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what you really need on your PC is this
Last edited by SRENNAPS; 10th Jul 2013 at 11:38.
I note from the obituaries that members of the Royal Aeronautical Society seem to live around 5 years longer than average. I suggest everyone joins; I have!
If anyone else knows of similar institutions....?
If anyone else knows of similar institutions....?
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• A UK male who was aged 60 in 2010 would generally have a life expectancy of 86 years and a similar female would have a life expectancy of 88 years.
• A retired male Officer who was aged 60 in 2010 would have a life expectancy of 90 and a similar female would have a life expectancy of 92.
• A retired male Other Rank who was aged 60 in 2010 would have a life expectancy of 87 and a similar female would have a life expectancy of 90.
• A retired male Officer who was aged 60 in 2010 would have a life expectancy of 90 and a similar female would have a life expectancy of 92.
• A retired male Other Rank who was aged 60 in 2010 would have a life expectancy of 87 and a similar female would have a life expectancy of 90.
Overnight you have magically increased your life by 5 years.
Last edited by gr4techie; 10th Jul 2013 at 14:06.
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When I first read this I thought, buggah! Should have had a sex change and gone for a commission. Then when I checked the 'Death Clock' it said I'm not gonna die 'til 2029, when I'll be 92. This is the life expectancy of a commissioned female. What does this tell me?
I note from the obituaries that members of the Royal Aeronautical Society seem to live around 5 years longer than average. I suggest everyone joins; I have!
If anyone else knows of similar institutions....?
If anyone else knows of similar institutions....?
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Going out with more than you came in with!
It is my stated intention to live beyond my 90th birthday....this way I will have been out of the mob longer than I actually served so every day's pension after that is a bonus!!..........
Fourtypes,
Cracking post, of course you have laid yourself open to the charge, welfare scrounger, benefits cheat and even oxygen thief! Amazing the vile hatred the average Daily Mail reader (assisted by the government) can fit into a couple of words. I wish you well, and sincerely hope that you achieve all you wish for.
Smudge
Cracking post, of course you have laid yourself open to the charge, welfare scrounger, benefits cheat and even oxygen thief! Amazing the vile hatred the average Daily Mail reader (assisted by the government) can fit into a couple of words. I wish you well, and sincerely hope that you achieve all you wish for.
Smudge
!
I don't own this space under my name. I should have leased it while I still could
If the V-force reunions are anything to go by there are plenty of grey heads, and equally old non-grey heads, at the reunion. Our AEO an inveterate smoker of the most vile concoctions shuffled off at age 90.
More recently though I am aware of several heavy smokers, including cheroot and cigar, who never got to draw their pensions.
Maybe it is these pre-retirement deaths that push the post-retirement expectation up.
We are very friendly with a retired WO1 (lately commissioned as Captain) who was an inveterate smoker until age 63 when he grim reaper beckoned. He is still pushing on at age 72 but realistically not much more.
As smoking is a killer I wonder how smoking varies between military and civilians and if that is a factor here?
More recently though I am aware of several heavy smokers, including cheroot and cigar, who never got to draw their pensions.
Maybe it is these pre-retirement deaths that push the post-retirement expectation up.
We are very friendly with a retired WO1 (lately commissioned as Captain) who was an inveterate smoker until age 63 when he grim reaper beckoned. He is still pushing on at age 72 but realistically not much more.
As smoking is a killer I wonder how smoking varies between military and civilians and if that is a factor here?