Shock PAYE Tax bill
After many years of using my own car for duty journeys and claiming the mileage, I gave in a couple of years ago and now only use MT hire cars. The combination of business-use insurance requirement and the pitiful rate just annoys me. I am not prepared to go through the nause of tax accounting to compensate for the poor rate, and the RAF cannot compel me to pay for business-use insurance, so if a hire car is not forthcoming, the journey does not happen. Funnily enough every time MT refuse me a car, and I inform them that I shall not be driving my own instead, they somehow manage to find a hire car they'd forgotten about until that very moment... 
