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EK Maternity Benefit changes

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EK Maternity Benefit changes

Old 18th Jul 2016, 06:37
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EK Maternity Benefit changes

Looks like they have come after the last good thing we had. Now you are limited to 25k dhs and then the rest is out of pocket. That applies to any maternity related bills starting from first notification to EK. I guess they figured that since they hired so many young guys the maternity bills would be much higher in the next few years. Good fix from the bobble heads in middle management....
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Old 19th Jul 2016, 05:53
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Well in the past if you spent over the 25g (very easy to do with obs/gynae fees) Emirates medical would cover you for 75% of the overspend.

That is a huge change!
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Old 19th Jul 2016, 05:56
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Originally Posted by EGGY1 View Post
Hardly something to complain about. 25k is excellent and will at least cover an emergency c-section at the better private hospitals. Latifah, however, is the best choice.

Many airlines don't offer medical coverage for the family, let alone maternity cover, but we will insist on finding new things to moan about here on a daily basis.
It's actually cover up to 35k for a c-section.

However, when is the newborn covered by its own insurance? For example, let's say he/she needs neonatal intensive care. Is that considered part of the pregnancy? In that case the 25/35k is gone in a heartbeat, literally...

Last edited by lospilotos; 19th Jul 2016 at 08:50.
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Old 19th Jul 2016, 06:18
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Think you're missing the point eggy.
Whilst I agree that having medical cover is a great benefit, once again the company have decided to reduce this cover, another reduction in the terms and conditions that we all signed up for. If they want to attract more people to come and work for the 'worlds best airline' shouldn't they be improving the conditions here?

Last edited by rubymurray; 19th Jul 2016 at 06:53.
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Old 19th Jul 2016, 09:03
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Don't forget that ONLY the EK employee is covered. The family members are covered by a policy that the employee PAYS for. The premiums go up, though cover goes down. The costs increase for maternity care. Dubai offers very little care for complex pregnancies and premature births. Take a look in the newspapers to get an idea of complications and costs. More cost cutting by EK on the way. Think carefully.
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Old 19th Jul 2016, 09:16
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So they only like pilots with wives who don't have complications.


A quick look at the bottom of the seniority list and it's all guys in their mid 20's. I'm sure the majority will want to have kids soon. Think twice.
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Old 19th Jul 2016, 09:30
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http://m.gulfnews.com/news/uae/society/grieving-father-of-premature-baby-appeals-for-help-1.1856051#

I can only imagine the grief of this poor man. Look at the costs. For all the potential joiners, please accept some good advice. Think very very carefully and do your homework before joining....

Last edited by 777boyindubai; 19th Jul 2016 at 18:05.
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Old 19th Jul 2016, 09:38
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You imagine if your wife has problems with the pregnancy and ends up in hospital for 3 months, ( as mine did during one of our pregnancies), your 25000 AED ain't going to go very far.
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Old 20th Jul 2016, 05:32
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Onother pissing thing is the fact that the changes are effective 01/04/2016 but were published on the 01/07/2016!!! 3 f$#king months to inform us!

But when it comes to pay review, it's published on the 02/06/2016 and some of them are effective 01/08/2016...
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Old 20th Jul 2016, 09:14
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This 25000 includes all the doctors visits and tests from day 1 of the pregnancy. Eggy with the old terms you had to pay out of your pocket around 5000 AED with no complications for a c section delivery ( And that's with the 75% they had to pay on top of 30k). Now easily 12-15k .... If your baby needs NICU that's another 50k AED per week.
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Old 28th Jul 2016, 11:11
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Originally Posted by Fear_of_heights View Post
This 25000 includes all the doctors visits and tests from day 1 of the pregnancy. Eggy with the old terms you had to pay out of your pocket around 5000 AED with no complications for a c section delivery ( And that's with the 75% they had to pay on top of 30k). Now easily 12-15k .... If your baby needs NICU that's another 50k AED per week.
In case of delivery complications EK pay 75% of the extra above the 25/35k. After birth the baby is covered by its own insurance for any ICU treatment, up to the max annual limit. At least that's how I understand it.
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Old 28th Jul 2016, 15:14
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I'm afraid the 75% safety net has been removed. Delivery complications are now covered on a case by case basis but without an upper % limit. At least that's how I understand it from the recent (July/2016) change. As for after birth the baby is covered from 00:01 of the following day under its own policy. Prior to this on its birthday it's coverage all comes from the Maternity limits. Or so I am led to believe (disclaimer!)
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Old 28th Jul 2016, 15:42
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Join Date: Oct 2013
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Take a hard look at the exclusion number 9.

That one excludes benefits for any congenital condition existing at or before the birth. NICU cost could easily be coming out of your own pocket.
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Old 28th Jul 2016, 18:44
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EGGY,
As long as you're all right Jack... Let's just hope that none of OUR colleagues suffer any complications hey....
No matter which way you look at it, it's another decrease in our T&Cs, just like 72hrs before a swap, no days off before or after leave and the list goes on except the this one can have dire financial consequences at a vary stressful time in your life....
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Old 29th Jul 2016, 07:21
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Join Date: Sep 2007
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EGGY,


I'm glad you are not as nave and trusting as I am and got yourself some redundancy in extra policies. Foolishly I believed that the maternity benefit was one of the things Ek would not be silly enough to change given the fact that 2/3 of their pilots are of child bearing age. Clearly 3 months after announcing record profits, that also has made it too expensive.
For those already pregnant, the lack of any announcement that they were going to change the policy means they probably did not get any extra policies and now cant.
Rock/Hard place.
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