Loss of Licence Insurance
Join Date: Nov 2007
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Loss Of Licence arising from Pregnancy
The EU is soon bringing in a new directive saying Insurers cannot discriminate against aomen who are pregnant: the UK is adding this into the Sex Discrimination Act 1975.
Could anyone advise me of how pregnancy affects professional female pilots.
At what stage of pregnancy would a pilot stop flying? Are medical checks carried out again before flying is resumed? How long after birth is one allowed to fly again?
Is this timetable manadatory or suggested?
I hope what I am trying to ascertain is clear and thank you in advance for your help. Your answers will help influence how we have to change our LOL wording
Could anyone advise me of how pregnancy affects professional female pilots.
At what stage of pregnancy would a pilot stop flying? Are medical checks carried out again before flying is resumed? How long after birth is one allowed to fly again?
Is this timetable manadatory or suggested?
I hope what I am trying to ascertain is clear and thank you in advance for your help. Your answers will help influence how we have to change our LOL wording
Join Date: Aug 2001
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Underwriter,
There is a difference between insurance acceptability and regulations.
For commercial pilots flying airliners there are periods in which they can, from a regulatory point of view, fly.
However most airlines will ground pregnant pilots as soon as the pregnancy is declared. The EU directives on cosmic radiation stipulate that the least achievable exposure should be strived for; that means no flying.
(BTW no evidence that exposure on flights leads to birth or baby problems but as the cosmic radiation is in principle a stochastic risk they decide to interpret it that way)
From a regulatory point of view people can start flying again 4 weeks post partum, providing no complications etc etc.
There is a difference between insurance acceptability and regulations.
For commercial pilots flying airliners there are periods in which they can, from a regulatory point of view, fly.
However most airlines will ground pregnant pilots as soon as the pregnancy is declared. The EU directives on cosmic radiation stipulate that the least achievable exposure should be strived for; that means no flying.
(BTW no evidence that exposure on flights leads to birth or baby problems but as the cosmic radiation is in principle a stochastic risk they decide to interpret it that way)
From a regulatory point of view people can start flying again 4 weeks post partum, providing no complications etc etc.
Join Date: Apr 2006
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Life Insurance
Hi, can anyone point me in the direction of an insurer that will insure for the loss of class 1 medical? The only ones ive been able to find offer general cover in the event of terminal illness etc??
thanks in advance
thanks in advance
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best to google it . . . . . . .
Just type the phrase "loss of licence insurance" into Google, and you'll come up with a number to investigate and choose from. I noticed one arranged through IFALPA, and another professional-looking company called Towergate Hall & Clarke (assuming you are in UK).
Sorry, no point in posting links to them; they will just be deleted.
Sorry, no point in posting links to them; they will just be deleted.
Join Date: Nov 2007
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loss of licence
Hi,
A few of us in the London Market write LOL, myself included, but most shy away from individual cover. Agree with the previous answer and suggest you try IFALPA. I used to Underwrite the scheme and it is now down by an ex colleague of mine: a damn good chap he is to!
A few of us in the London Market write LOL, myself included, but most shy away from individual cover. Agree with the previous answer and suggest you try IFALPA. I used to Underwrite the scheme and it is now down by an ex colleague of mine: a damn good chap he is to!
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Need some answers
Hello!
I wanted to ask some questions.When and if i get my class 1 medical,what do i need to do to get loss of licence insurance?What are the requirements?Is it possible?And if yes,how much will i have to pay and how much will they give me if i lose my licence?
I wanted to ask some questions.When and if i get my class 1 medical,what do i need to do to get loss of licence insurance?What are the requirements?Is it possible?And if yes,how much will i have to pay and how much will they give me if i lose my licence?
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Medical questions
Hello!
I jsut wanted to ask some things about the medical.
I have heard that if you have cancer,diabetes or have a serious accident,exceed blood pressure limits,bad eyesight/hearing you lose your licence because you fail your medical.This is true right?So,if someone looses there medical and licence for the above reasons and he overcomes them(gets well)can he do a renewal and get his licence back?Any advice on what do to before the renewal?What do they do?Check you like the 1st time?Or is it a simple test?
Bye
I jsut wanted to ask some things about the medical.
I have heard that if you have cancer,diabetes or have a serious accident,exceed blood pressure limits,bad eyesight/hearing you lose your licence because you fail your medical.This is true right?So,if someone looses there medical and licence for the above reasons and he overcomes them(gets well)can he do a renewal and get his licence back?Any advice on what do to before the renewal?What do they do?Check you like the 1st time?Or is it a simple test?
Bye
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Yes, for certain medical problems a medical examination may be failed, or a holder will suffer a medical problem and his/her licence will be withdrawn. However, some medical problems can be treated to the satisfaction of the medical authorities so that a licence may be renewed.
Standard renewal examinations are not so prolonged or so detailed as the initial medical.
That's a basic answer but the whole subject is somewhat complex..
Standard renewal examinations are not so prolonged or so detailed as the initial medical.
That's a basic answer but the whole subject is somewhat complex..
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Thankyou for your answers.
Is it easy to lose your medical?And i asked on another thread,about insurances...Do they cover you if you lose your medical(licence)?Hoiw much do you pay and how much will they give you?And do you have to be employed with an airline to get insurance?
Bye
PS excuse me for my english.
Is it easy to lose your medical?And i asked on another thread,about insurances...Do they cover you if you lose your medical(licence)?Hoiw much do you pay and how much will they give you?And do you have to be employed with an airline to get insurance?
Bye
PS excuse me for my english.
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Insurance against medical
I have heard of this, but can't find any information. What if a professional pilot loses thier medical. Is there insurance a pilot can carry against just such a thing.
WARNING!
Be very very careful about handing over serious money for L.O.L.
Very very few pilots lose their licence. In fact the figure is approx 2% over the last 20 years.
The reason for this is that the CAA will only take your licence away from you for terminal illnesses or ailments that prevent you EVER flying again.
98% of licences are SUSPENDED by the CAA for an indetermined time.
As a consequence you WILL NOT RECEIVE YOUR LOL unless the job description annotated on your insurance is very specific. If for instance it simply says: pilot or commercial pilot or helicopter pilot etc etc, you will not be able to claim.
The reason being, is that the CAA have no way of really knowing whether you 'may' ever fly again in these 98% of cases, so they suspend the licence indefinately....and the insurance company will not pay out as a consequence.
This practice is rife in the industry. Heart attacks, broken backs, cancer even! Unless or until the diagnosis is terminal or the medical condition prevents you from physically flying again...you're not covered.
Be careful out there
Very very few pilots lose their licence. In fact the figure is approx 2% over the last 20 years.
The reason for this is that the CAA will only take your licence away from you for terminal illnesses or ailments that prevent you EVER flying again.
98% of licences are SUSPENDED by the CAA for an indetermined time.
As a consequence you WILL NOT RECEIVE YOUR LOL unless the job description annotated on your insurance is very specific. If for instance it simply says: pilot or commercial pilot or helicopter pilot etc etc, you will not be able to claim.
The reason being, is that the CAA have no way of really knowing whether you 'may' ever fly again in these 98% of cases, so they suspend the licence indefinately....and the insurance company will not pay out as a consequence.
This practice is rife in the industry. Heart attacks, broken backs, cancer even! Unless or until the diagnosis is terminal or the medical condition prevents you from physically flying again...you're not covered.
Be careful out there
