Public Liability Insurance
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Join Date: Jan 2010
Location: UK
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Public Liability Insurance
Can anyone give me a name of an insurance company that understands the flying school market? i need PLI and ELI for one small office and two people.
It's nearly ten years since I first had to do this. I found none of the big insurers were interested in covering premises that were actually on an airfield. I've used Haywards ever since. Some competition would be of interest........
Incidentally, they only cover the premises. Between the Club rooms and the aircraft is down to the airfield (which I'm sure doesn't cover ELI). Once in the aircraft only the aircraft insurance is active. Since the PIC only has limited accidental cover it's far from ideal. Bear in mind, self employed instructors must be covered as if they were fully employed. Even volunteers, perhaps doing a bit of decorating for free, are considered employees too.
Incidentally, they only cover the premises. Between the Club rooms and the aircraft is down to the airfield (which I'm sure doesn't cover ELI). Once in the aircraft only the aircraft insurance is active. Since the PIC only has limited accidental cover it's far from ideal. Bear in mind, self employed instructors must be covered as if they were fully employed. Even volunteers, perhaps doing a bit of decorating for free, are considered employees too.