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Credit Card when out of UK

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Old 23rd Sep 2015, 08:35
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Credit Card when out of UK

Hi Folks

This is specifically for UK residents when travelling abroad, please.

My UK credit card company charges a fee for non-sterling transactions, whether they be when I am out of the UK, or when paying in any other currency than sterling when in the UK.

Has anyone any suggestion or experience with a UK based credit-card company which does not make these exorbitant charges?

Thanks for your advice
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Old 23rd Sep 2015, 09:46
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Just a remark, this is not specific to the UK. I do not know of any credit card company not charging "abroad usage" fees, some bad ones up to 6% of the bill.
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Old 23rd Sep 2015, 10:41
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Gargle was my friend, and could be yours too!

15 cheapest ways to get travel money - MSE

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Old 23rd Sep 2015, 10:56
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Halifax Clarity card is very good ANYWHERE in the world.
For Euro only, I have just come across Metro Bank's offering which is good (Branches in SE England only at present)

PBW
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Old 23rd Sep 2015, 11:14
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Halifax Clarity
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Old 23rd Sep 2015, 11:27
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www.fairfx.com
FairFX Travel Money - Best Euro & Dollar Exchange Rates‎

Excellent service.
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Old 23rd Sep 2015, 12:26
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I've got a Nationwide Select Credit Card and there's no charge - it's converted at the Visa Spot Rate.
I've also got this new Travelex Supercard which you can link to both your Credit and Debit Cards. It was great when I used it on ATMs in France in Jun/Jul -no transaction charge or conversion charge .......but it no longer works. Travelex now say the transaction must be completed within 3 seconds after the PIN is entered.It's not possible on French ATMs
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Old 23rd Sep 2015, 15:42
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Saga Platinum Visa credit card has no "abroad usage" fees.
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Old 24th Sep 2015, 07:00
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Nationwide Select card for me too. That's the reason I got it.

NA
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Old 24th Sep 2015, 11:52
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Thank You

Thanks to you all for your ideas, which I shall follow up.

Cheers!
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Old 24th Sep 2015, 12:47
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May I suggest you get the regular (free) e-mail from Martin Lewis - the money saving expert who covers such matters regularly.

P.P.
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