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gehenna
23rd Sep 2015, 08:35
Hi Folks

This is specifically for UK residents when travelling abroad, please.

My UK credit card company charges a fee for non-sterling transactions, whether they be when I am out of the UK, or when paying in any other currency than sterling when in the UK.

Has anyone any suggestion or experience with a UK based credit-card company which does not make these exorbitant charges?

Thanks for your advice

ChickenHouse
23rd Sep 2015, 09:46
Just a remark, this is not specific to the UK. I do not know of any credit card company not charging "abroad usage" fees, some bad ones up to 6% of the bill.

Union Jack
23rd Sep 2015, 10:41
Gargle was my friend, and could be yours too!:ok:

15 cheapest ways to get travel money - MSE (http://www.moneysavingexpert.com/travel/cheap-travel-money)

Jack

papabravowhiskey
23rd Sep 2015, 10:56
Halifax Clarity card is very good ANYWHERE in the world.
For Euro only, I have just come across Metro Bank's offering which is good (Branches in SE England only at present)

PBW

Cole Burner
23rd Sep 2015, 11:14
Halifax Clarity :ok:

GANNET FAN
23rd Sep 2015, 11:27
www.fairfx.com
FairFX Travel Money - Best Euro & Dollar Exchange Rates‎ (http://www.google.co.uk/aclk?sa=l&ai=CTc10KowCVv2lJY2ifo_sucgP1JSM2Qekyqu76gH619_BfwgAEAFgu76u g9AKoAG0q7b3A8gBAakCW9ZcsSisuT6qBCdP0D-7Yhc77Co-0Fn8VL7G4hM4-3Y7Sdi2k0QzuDyqhWodMfNf1nyAB7TUyQiQBwGoB6a-G9gHAQ&sig=AOD64_1Bk_o8V47TrqN084ERkVBidsMgVQ&clui=0&rct=j&q=&ved=0CB8Q0QxqFQoTCJvdkfqFjcgCFUFXPgod-7UI-Q&adurl=http://fairfx.com/refer/ppcbrand)

Excellent service.

NRU74
23rd Sep 2015, 12:26
I've got a Nationwide Select Credit Card and there's no charge - it's converted at the Visa Spot Rate.
I've also got this new Travelex Supercard which you can link to both your Credit and Debit Cards. It was great when I used it on ATMs in France in Jun/Jul -no transaction charge or conversion charge .......but it no longer works. Travelex now say the transaction must be completed within 3 seconds after the PIN is entered.It's not possible on French ATMs

ericlday
23rd Sep 2015, 15:42
Saga Platinum Visa credit card has no "abroad usage" fees.

Newark_Anagram
24th Sep 2015, 07:00
Nationwide Select card for me too. That's the reason I got it.

NA

gehenna
24th Sep 2015, 11:52
Thanks to you all for your ideas, which I shall follow up.

Cheers!

P.Pilcher
24th Sep 2015, 12:47
May I suggest you get the regular (free) e-mail from Martin Lewis - the money saving expert who covers such matters regularly.

P.P.