Originally Posted by
tucumseh
Found this out after retirement. MoD don't tell you this! 46 years contributions to date and I'll be 20% down on what I expected when I reach 66.
Knew of the change in the law when it happened, but thought the opt out was something done by the individual to get out of SERPS, not automatically if you worked for the Crown and I don't recall any information about it being put out at the time.