Didn't Titan Airways and Thomas Cook hire low hours pilots this summer and they funded the type rating?
I also saw other airlines hiring this year and although I don't know the exact conditions, they were not asking to pay for the type rating. If people continue to decline the current hiring practices by the airlines, more of those schemes will be available. Luckily for us, at the moment there can't be an airline without pilots.
Why do you think those airlines you mentioned manage to get away with those T&C? It's because of people like you, accepting those T&C so they won't be a "grown up man carrying a single engine plane build 40 years ago".
I am not here to argue with you acc3p7 or anyone else, I just want to say my piece.
If you want to join Ryanair now go ahead and do it, nobody can force you not to. But when you start complaining about the T&C look in the mirror and know that you allowed this to happen.