... and a top rate wg cdr/gp capt pension = ???
There's a lot of maths involved. When I took the Redundancy money back in 92, my 'pay cut' took me out of the higher rate of tax ... which I was paying on substantial savings interest as well. I was actually flogging my butt off at MoD as a wg cdr for ~ £15k a year
YMMV, and I have no idea how the sums work these days. Too busy having holidays, and planning the next ones