$85K / mo. Other than being single and with a roommate, you will be barely surviving. The best way to figure out the 'value' of a pay package in HK is to basically compare it to half as much in your home country. So, $85K equates to about 3200 gbp / mo. Best to join Easyjet,BA or Virgin. Even Ryanair will see you putting more money in the bank. Don't be fooled by the 'number' quoted in HK (like many of CX's more junior pilots have been). The cost of living here is exorbitant (the highest cost city on earth!), and there is NO airline in HK paying enough to live comfortably on. If you have a wife or children, run, don't walk away from any offer they make you. It will probably lead to the destruction of your family.