Baymac Loss of Income protection
I currently have Baymac Loss of Income plan. They say they pay you about 80% of your total income while off sick (long term) after 30 days off work (I have the 30 day deductible, though 60/90/180 day plans are available at lower premiums).
I am curious though, has anyone used Baymac to make a claim for Loss of Income and how did it work out? Smooth? Pain in the grass?
Only reason I ask is that my renewal is coming up and some people have mentioned APP and one/two more providers of loss of income....... just wanted to check to see if anyone here has anything good/bad/ugly to say about loss of income providers.