I’ve been flying and sailing for over 40 years and during that time I’ve briefly owned a sailboard and a ⅓ share in a Scheibe L-Spatz. All my other flying and sailing has been in rented or borrowed craft, plus three spectacular years of UAS flying.
I’ve also scrounged time in other people’s boats or aircraft - I’m looking at you, pb84!
I’ve thought about owning but I could never justify the costs. There is something very satisfying about turning in the keys and walking away with no responsibilities.