It's all fine to lecture about being a pro and being ready and so on. Agreed.
But I'd hope any decent risk manager could recognize that being exposed to jeopardy where it didn't exist previously is a step backward by any standard. Even an Oztranaut can have a bad day, y'know.
And the patronizing tone of some of these "poo poo it's nothing" posts pretty much guarantees at least one of you is gonna eat a ****e sandwich on an unannounced check!