Just because you find an article on BBC website, does not make it FACT.
Rather you should study various airlines TC's, instead of just basing it on Senior FO's or Captain.
It is not really relevant considering it will take you 5 - 10 years before you will be in the LHS, in this time you need to complete your training, find work, survive renewal costs, pay for Sim sessions while you are applying for work, and live. If you are a 40 with 2 - 3 children and wife, this is a complete different equation from being 25 and with few or no commitments.
If you fail to see this difference, well than this is your problem to lack SA.