I find it interesting that so many here have offered advice by way of persuasion that FlyingAlly should take up instructing when it's clear that is not what he/she wants. Frankly, anyone who considers instructing a poor return on an investment hasn't got the required intelligence or interest. Building time shouldn't be the driving influence behind gaining a CFI (although in my experience, it usually is).
Anyway, I wonder what FlyingAlly ended up deciding to do