Obviously I know nothing of your financial position but Newly wed catches my eye along with your age, does your spouse understand the financial and time commitment required to achieve a professional licence without a guaranteed positive outcome?
"my PA28 and Mooney"? If you own two aircraft I would stick with the day job, fly for fun, keep earning the money and retire early. I can not think of many of my colleagues who own their own aircraft and personally can not even afford to hire a light aircraft as an SFO on a shiney jet.
Ultimately you have to decide what you want to do and motivate yourself, becoming a professional pilot usually requires sacrifices and I made many over the years.