Just to clarify the "who has 5 grand sloshing about on their account" policy here in NL.
The police will offer you a one-off golden opportunity to pay up. By doing so you "admit" being guilty and in return the whole affair is settled. No more court case, no more hassle. You do get registered and everything.
It is a pragmatic approach, it saves the court system a lot of work. No lengthy procedures etc.
If you want a lengthy procedure, sure. You get arrested and then it all starts. Have fun and try.
Don't drink and fly.