Originally Posted by
Background Noise
No, I don't think that is right. As I understand it, COPE is not something that is taken away from your state pension - it is the additional amount your workplace pension will pay by virtue of having been contracted out, over what it would have paid had you been contracted in.
Correct, according to an actual, real DWP person I spoke to. COPE is a notional figure, payable by someone
other than DWP. In my case, Teachers' Pensions pay my COPE portion. TP's view is that, "We do, but it's not an extra £x per month, it's £x that's included in your pension already."
I hope!
CG