In my view the crucial problem for all (newer) expat pilots based in HKG, with any of the carriers that don't have 'housing' is the inability to get on the property ladder.
The non perm. resident stamp duty and 50% deposit rule with the current prices makes thing impossible to even look at. Which brings you to renting, long term.
And then you have 3 kids and need a big place to not go crazy and you find yourself financially independent years later than should be necessary with this job and these payscales.
So it's not all about the company, the government system is fundamentally causing newer expat pilots to be part of the have nots in Hong Kong. From here, everyone makes their own bed in my view. If you can hack it, stay, if it's not worth it .. leave, commute? I don't have the answer and everyone will solve it in their own way.