Originally Posted by
mcdonnst2
Has anyone had any dealings with getting a UK mortgage once started working for NAS/OSM? Do mortgage lenders have any problems with OSM? Is the contract a permanent one or fixed term from OSM?
Please review a Virgin Money, mortgage application - link:
https://intermediaries.virginmoney.c...e_App_Form.pdf
Page 2 states it is an offense to give false/misleading information.
Page 9, Section 4, Your occupation and employment details, asks;
(4) Nature of employers business?
(7) Is the employment permanent?
(8) If your employment is on a contract basis, will your contract be renewed?
Companies House lists the nature of business for Norwegian OSM Aviation SH as; “Other activities of Placement Employment Agencies” - link:
https://beta.companieshouse.gov.uk/company/09346296
It is undisputed you are employed by a service provider agency and rented to an airline via a Service Provider Contract. Unless you are party to a Collective Labor Agreement directly with the airline, the airline may return you to your employer agency without notice, reason or recourse. Under such circumstances, to comply with the mortgage loan application, your employment status with the agency must be declared - is your agency employment dependent and exclusive to only one airline?
The convoluted web of direct employment circumvention associated with Norwegian’s atypical labor model and the various contracts between the parties, is detailed in a report by the US National Mediation Board in their investigation of the crew member, Norwegian and OSM relationship, pages 2/3, Findings, Terms of Service Agreement between Norwegian Air Resources and OSM – link:
http://www.americanbar.org/content/d...thcheckdam.pdf