Avenger - wrong I'm afraid. You are self funding part of it but the money does come back. Ground school and sim takes no more than 2 weeks unless there's some kid of unforeseen delay.
Samca - I understand and feel your frustration. However and with the greatest of respect English doesn't appear to be your first language and this may be a barrier. Also and as mentioned earlier in this thread no one is entitled to get onto the command upgrade program. You need to jump through the hoops.