night credit protect the pilots from rosters of all night flying by loading the flying so that not as much could be fitted (flying wise) on a roster
The planning divisor on the for the 747 and A380 is 13% higher than the 787 planning divisor. The effect of losing night credits is about a 17% reduction in credit hours. So when you offset one against the other you won't be doing that much extra flying due to the night credit issue.
I think the suggestion that losing night credits will kill you, (or worse), is being a little alarmist.
Only just saw this:
Most pilots are too stupid to understand the pay loss with a higher hourly rate but losing all overtime and flying 33% more without the night credits
I am clearly one of those "stupid" pilots so can you explain how an extra 1 third of a credit hour that is paid only half the time can lead to flying 33% more?