Thank you gbotley and ManUtd1999 for your informative responses! And for you calculations in working out the interest and overall loan amount. gbotley, how did you get these amounts for your monthly repayments, did BBVA tell you that this is what your repayments will be (and when did they give you these sums) or could you work these out beforehand? How are you finding CTC? Do you know how the employment process works once you complete your training? How likely are you to be employed so you can fund this loan?