My take on all the 'disruptive'/'sharing economy' services I've come across is that they aim (or claim to aim) to be offering the opportunity for ordinary punters to share their resources (empty room/flat, spare seats in the car or plane) but owe their success to people who are using their services to avoid the regulation placed on 'proper' services (hotels, taxis, airlines/AOC/air taxi).
Those regulations were put there for good reasons, whether that is physical safety (hotels have fire safety requirements, obligations to look after your stuff; AOCs require proper company ops etc.) or safety from dangerous people (taxi drivers are usually checked out, and there are some horrendous AirBnB stories about barmy owners).