My online estimate on the .gov website gave me the full pension of £155. However, having been contracted out in the RAF and in a company pension scheme, my COPE is going to be £69 per week. What I don't understand is that by the time I retire I will have 48 full and 2 partial years of NI contributions, whereas to qualify for a full pension 30 years contributions are required. Do my extra years not count towards the full pension?
How many of your 48 years were not contracted out? The way I read it you would need 30 years of contracted in to get the full whack as this new pension was effectively produced by adding the old basic and SERPS bits.