Tylermonkey - that is the point exactly, decent continuity allows a pilot to reach a reasonable standard within 45 hours for award of PPLH. The problem always occurs after that point where costs become a big issue, there is no post-graduate instruction mandated and no schedule for development training to begin to hone the basic skills.
It is a purely Darwinian selection process where those that have the wherewithal, the finance and the access to further instruction (or are capable of self-analysis and improvement) will get better - those that don't are frequently doomed to bounce just above the bare minimum acceptable level of ability and currency or dip below it and end up as an accident investigation.
Businessmen in helicopters must learn to think like pilots, not like businessmen!