Shy,
The Ladies pension age thing is real theft of around £58,000 per female. IMO, the very least the Gov should do is to count those extra years as NI paid and add them to the qualifying total of all ladies who were working age when the age change occurred. To those who say "suck it up, they can change the rules" I say, yes but the rules should be fair or they are bad rules. Wait till they increase the qualifying years level to 45+ years and, when they introduce means testing to state pension entitlement! Both coming, in around 2020 I predict!
OAP