Absolutely 2daddies! But I would further ad to what u say, if you are desperate and MUST get in on NPA the safest way to do so is off a stabilised 3 degree descent. Heres a thought, when this method becomes the norm around the world there may well be a case for actually reducing MDA on some approaches if you are flying the constant ROD. After all, you are not descending so low, so far away from the runway. I may have opened myself up with that one but is just a thought. Any how, if I were in the desperate position that 411a describes the only thing I would do different is continue the descent all the way to MDA, or even below. What do you have to lose if you are about to crash due to fuel starvation anyway?
I really would also like to hear from 411a on the question of a stabilized approach. My company, like many others, requires the approach be on glideslope, on centreline and on speed by 500 feet. How do you do this if you are flying level at an MDA of say 350 feet AGL?