Hi Jet II
Thank you for your response.
I will do some research and revert. But one question, what did you transfer out of? A Defined Benefit or a Defined Contribution scheme?
You say "I get that you dont like Deveres but in my experience they are no better or worse than any other Financial Advisor in the business". I think were really in agreement here.
I don't dislike Deveres any more or less than any other financial advisory firm in the GCC. They are all poorly qualified salesmen/women, selling high-commission poor-value toxic financial products (products that would be illegal in the UK) in an unregulated market. If you deal with any of them you have little or no come-back as a consumer.
Devere are just bigger (and thus I assume better at it) than anyone else.
Regards