Snapper, what was done with the final salary pension was criminal in my and I believe many other people's minds. I and many others will not get what we put into our final salary pension, nor will we ever get a large proportion of the companies contribution of what was basically defered pay. If I did that to you then you would call it theft.
Not a criticism of ZB, rather the industry, but I'm not aware of any other profession where professionals are prepared to go on seasonal (10/13 etc.) pay and contracts in the quiet months just to start employment having payed for their own professional licence. We are our own worst enemies at times.