Perhaps I have you wrong, but back at post 42 you said "I have had a QROPS with Deveres for almost 10 years" so I think its fair to assume that you are a DeVere customer, albeit not a regular savings plan customer. I do also applaud your self-investment approach, it takes a bit of work, but it is so worthwhile.
I hope that QROPS advice was suitable. DeVere is currently the subject of an investigation by the Financial Conduct Authority in the UK in relation to its pension transfer business:
https://www.moneymarketing.co.uk/fca...gation-devere/
It might be worth putting down that beer for a little while and dig out those old QROPS files. See if you can figure out how much DeVere made out of that transaction.