What was his plan if he just suddenly died of some medical cause through no fault of anyone else? That's just family responsibility 101, have a life insurance policy that will provide for your family if something bad happens to you.
Perhaps A Squared might explain to us unedumacated Aussies how the millions of unemployed, under employed and over employed but still not being paid a living wage might go about obtaining that insurance. Remind us of what your minimum wage is ......if your keyboard numbers go that low.