HC's comments seem to allude to risk-taking being the norm in SAR - his statement that he isn't a SAR pilot amplifies his lack of knowledge of SAROps. No-one flys 'more dangerously' on a job, any extra risks are assessed and mitigated by whatever means possible - if that means saying 'No' because the risks are too high then that is what happens.
You can be quite thick sometimes. You conflate "risk taking" with "risk". The former has connotations of recklessness. The latter accepts that there is no such thing as "safe" or "unsafe", it is all shades of grey in between.
If you are really saying that flying an ILS into an airport (preferably coupled!) carries the same risk as transing down at night to 40' over the sea with big rocks in the vicinity, then you are a fool. But hopefully you don't really think that (God help us if you do!).
Everyone else will realise that the transing down thing carries a higher risk than an ILS to an airport simply because there are more things to go wrong, you are closer to hard stuff, and quite simply, safety margins are narrower. You could call it "more dangerous" or "less safe" as you wish. Same difference although I'll grant you that the former sounds worse to the uninitiated.
So in summary, SAR flying can legitimately carry greater risk than CAT IFR. The greater risk is entirely justified when lives are to be saved (though not, of course, to the point of seriously endangering the crew). But my point is that I suspect SAR crews become dulled to this greater level of risk (justified when lives are to be saved) and accept it for all their routine flying - at least, routinely operating with narrower safety margins than an IFR CAT flight, even when it is not really justified.
Your problem I suspect Crabbie, is that you don't understand the concept of safety margin. Safety margins are required when the crew cock up, in other words so they can make a mistake (which all humans do) and get away with it with only an erosion of safety margin as the consequence.
Of course if you are a SAR god, you never make a mistake and so safety margins are inappropriate.