I got my PPL, hour-building and ATPL's (nearly) done whilst working full time, the only tricky bit is CPL/ME/IR which is still ahead of me - I haven't decided weather to drag it out and do it over weekends in a school that's some 200km away or just take a longer - unpaid leave for 2-3 months and get it done in one go.. anyway, no loans here, just hard-core saving, no luxuries.. I'm taking every overtime work I could possibly get my hands on just to get those yoyos rollin