FIC: I believe that is a vocational decision... being a FI would give you no doubt a nice experience however is a vocation. You can not force yourself to do something you don't believe in (is like joining the air force for the sake of building hours, you would not do that). If it was free of charge ok but not investing 09/10k on it.
10k for FIC is half a TR on A320/B737, or the price of a full motion MCC JOC (as it was proposed, re do it to shape up yourself to the SOPs of the airline you are aiming).
Check the private aviation sector, try to aim for those jobs that are left vacant when the big ones hire (KingAirs, Citations, Metro, Cargo, Paradropping, etc...).
The FIC is a long path to a shortcut... it is up to you if you want to dedicate 1-2 years with a low salary and developing yourself (you are constantly improving for the first 1k 2k hours) for something you do not like and you wont follow.
For those who like it it is a very rewarding job and on the long run it will give you a nice salary and endless career opportunities (inside an airline or in GA).