Willie, the part of your post that touches on the tray table is a bit misleading; the SOP you refer to actually refers to the last point by which the table has to be stowed - not a directive as to the one-and-only point that the pilot is allowed to stow it. I stow mine before pushback, others do it whenever they want to, so long as it is done prior to reading 'below the line' on the before take-off checklist.
TOLD card??? In an Airbus??? Good God!!!